This refers to how your interest credits are calculated and is generally either a fixed rate or a point-to-point method. May 25, 2023. The Index has been designed and is compiled, calculated, maintained and sponsored by Citigroup without regard to Licensee, the Product or any purchaser of the Product. Creating lifetime income for a secure retirement. Request today's MYGA report for state specific rates and product information. At the end of your contract term, you have 30 calendar days to choose from the following options. NONE OF EQUBOT, HSBC, SOLACTIVE OR THEIR SUPPLIERS GUARANTEES THE ACCURACY, ADEQUACY, TIMELINESS, COMPLETENESS OR AVAILABILITY OF THE AIMAX INDEX OR ANY COMPONENT THEREOF OR DATA INCLUDED THEREIN, OR THAT NO ERROR, OMISSION, DELAY OR INTERRUPTION WILL EXIST THEREIN. BLOOMBERG is a trademark and service mark of Bloomberg. The LSE Group makes no claim, prediction, warranty or representation either as to the results to be obtained from the Product or the suitability of the Index for the purpose to which it is being put by Athene Annuity and Life Company. Well answer any questions you have and respect your time. SG has contracted with Solactive AG (Solactive) to maintain and calculate the Janus SG MC Indices. 7-8 Year Annuity Rates. NONE OF THE MSCI PARTIES IS RESPONSIBLE FOR OR HAS PARTICIPATED IN THE DETERMINATION OF THE TIMING OF, PRICES AT, OR QUANTITIES OF THIS PRODUCT TO BE ISSUED OR IN THE DETERMINATION OR CALCULATION OF THE EQUATION BY OR THE CONSIDERATION INTO WHICH THIS PRODUCT IS REDEEMABLE. Please reach out to your financial professional if you have any questions about insurance products and their features. S&P Dow Jones Indices will not be liable for any errors or omissions in calculating the Index. Product availability varies based on the state you live. SG has licensed use of the SG Marks to Athene Annuity and Life Company (Athene) and sub-licensed the use of certain Janus Henderson marks (the Janus Henderson Marks) for use in a fixed indexed annuity offered by Athene (the Fixed Indexed Annuity). 1 Because this index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. Sales are diversified across more distribution channels. Athene Velocity - A Better Way to Take Control of Your Retirement Income Please consult with a qualified financial planner, advisor, tax, and legal advisor to determine if an annuity is right for your situation. April 27, 2023. EquBot, AiPEX, and AI Powered US Equity Index (collectively, the AiPEX Marks) are trademarks or service marks of EquBot and have been licensed by HSBC and sub-licensed by Athene Annuity and Life Company (the Company) for use in a fixed indexed annuity offered by the Company. Read our educational articles on fixed annuities to learn more. You should always consult your own financial planning, tax, and legal advisors to determine if a fixed annuity, fixed indexed annuity, immediate annuity, longevity annuity, or Qualified Longevity Annuity . Annuities contain features, exclusions, limitations and availability that may vary by state and/or sales distributor. Calculated by S&P Dow Jones Indices and the related stylized mark(s) are service marks of S&P Dow Jones Indices and have been licensed for use by Licensee. Features vary by product. AI Powered Multi-Asset Index The AI Powered Multi-Asset Index (the AiMAX Index) is the exclusive property of EquBot Inc. (EquBot) and administered, calculated, and published by Solactive AG (Solactive). BofAS has no obligation to take the needs of the Licensee or the holders of the Product into consideration in determining, composing or calculating the Index. RSBB-I, LLC is not an investment advisor, and does not guarantee the accuracy or completeness of the Indices, or any data or methodology either included therein or upon which they are based. Product features, limitations and availability vary; see the Prospectus for details. MSCI OR ITS AFFILIATES ARE THE LICENSORS OF CERTAIN TRADEMARKS, SERVICE MARKS AND TRADE NAMES AND OF THE MSCI INDEXES WHICH ARE DETERMINED, COMPOSED AND CALCULATED BY MSCI WITHOUT REGARD TO THIS PRODUCT OR THE ISSUER OR OWNERS OF THIS PRODUCT OR ANY OTHER PERSON OR ENTITY. RILAs may help you accumulate money based in part ongrowth in a published stock market index, while also providing a measure ofprotection from lossif the index declines in value. Today's Best Fixed Annuity Rates for July 2023 - Annuity.org Four undervalued U.S. market sectors with the strongest momentum are selected each month and strategic re-allocations are made daily to create an opportunity for positive long-term returns. NONE OF THE MSCI PARTIES MAKES ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, TO THE ISSUER OR OWNERS OF THIS PRODUCT OR ANY OTHER PERSON OR ENTITY REGARDING THE ADVISABILITY OF INVESTING IN PRODUCTS GENERALLY OR IN THIS PRODUCT PARTICULARLY OR THE ABILITY OF ANY MSCI INDEX TO TRACK CORRESPONDING STOCK MARKET PERFORMANCE. BNPPs only relationship to the Company is the licensing of the BNPP MAD 5 Index and BNPP Marks for certain purposes. No purchaser, seller or holder of the fixed indexed annuity, or any other person or entity, should use or refer to any AiMAX Mark or other EquBot trade name to sponsor, endorse, market or promote the fixed indexed annuity without a license from EquBot and HSBC. It's easy. Best Annuity Rates of 2023 - Due Rate changes effective 5/26/2023. Cap Rate: The maximum positive index change that will be used in the calculation of Segment Credits that may be applied to a Segment Option. S&P, S&P 500 and S&P GSCI are trademarks of Standard & Poors Financial Services LLC and have been licensed for use by BNPP. With the Guaranteed Income Builder Benefit, however, the Withdrawal Base grows by 8% each year until you start receiving income, also called Deferral Bonus. NONE OF THE MSCI PARTIES MAKES ANY WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY THE ISSUER OF THE PRODUCT, OWNERS OF THE PRODUCT, OR ANY OTHER PERSON OR ENTITY, FROM THE USE OF ANY MSCI INDEX OR ANY DATA INCLUDED THEREIN. BNP Paribas Multi Asset Diversified 5 Index The BNP Paribas Multi Asset Diversified 5 Index (the BNPP MAD 5 Index) is the exclusive property of BNP Paribas or one of its affiliates (BNP Paribas and its affiliates collectively, are hereinafter called BNPP) and is determined, composed and calculated by BNPP. BofAS has no obligation or liability in connection with the administration or marketing of the Product. An index of top dividend performers from an independent investment research leader. The fixed indexed annuity is not, in whole or in part, sponsored, structured, priced, endorsed, offered, sold, issued or promoted by EquBot or HSBC or any of their affiliates. The Corporations are not responsible for and have not participated in the determination of the timing of, prices at, or quantities of the Product to be issued or in the determination or calculation of the equation by which the Product is to be converted into cash. Eight underlying components including equity futures, bond futures and commodity indices provide exposure to a range of asset classes across three geographic regions. Become a Game Changer and help more people make their next life their best life. An optional Legacy Rider also provides guaranteed growth to the Death Benefit Rider Benefit Base. No Index Party has passed on the legality or suitability of, or the accuracy or adequacy of the descriptions and disclosures relating to, the Fixed Indexed Annuity, including those disclosures with respect to the Janus SG MC Indices. Rates are subject to change at any time. DISCLAIMER: The information on this website is for educational purposes only. 1,2 The implementation of the strategy is fully systematic and rules-based. 8:00 a.m. - 5:00 p.m. CT, Monday - Friday, Pursue growth opportunitieswith a level of protection from market risk. Neither CIBC, Siegel nor WisdomTree make any representation or warranty, express or implied, regarding the Index or its development and have no responsibilities, obligations or liabilities with respect to the inception, adjustment, maintenance, operation or calculation. The volatility control applied by EquBot may reduce the potential positive or negative change in the AiPEX Index and thus the amount of interest that will be credited to the fixed indexed annuity option that is based on the AiPEX Index. Developed in consultation with Garry Kasparov, a lecturer on forward looking decision making and artificial intelligence and the youngest world chess champion in history, the Citi Grandmaster Index is founded on the principals of broad global diversification, forecasting returns and dynamic optimization.1. Request Info Best Fixed Annuity Rates For April 2020 - Forbes Myth 3: Annuities have too many hidden charges. Pursue additional growth with Interest Credits that are based in part on the performance of an external market index. Barclays shall not be liable in any way to the Issuer, purchasers of the Products or to other third parties in respect of the use or accuracy of the Indices or any data included therein. Citigroup Global Markets Limited (Citigroup) has licensed the Citi Grandmaster Index (the Index) to the Licensee for its sole benefit. The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. $10,000. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. Financial professionals will be paid a commission on the sale of an annuity. Not to be used with the offer or sale of annuities. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. Withdrawal any amount free of charges and fees. Request Info Patent-pending FC technology is designed to adapt to constantly changing economic conditions more quickly and efficiently than traditional volatility control mechanisms. Citigroup is under no obligation to continue sponsoring or calculating the Index. Athene Holding Ltd. (Athene) is a leading retirement services company that issues, reinsures, and acquires retirement savings products. WisdomTree is a registered trademark of WisdomTree. This annuity offers 20.00% as an upfront bonus. Citigroup makes no representation or warranty, express or implied, to persons purchasing the Product. It differs from fixed annuities,. It is not deducted from your account value. No Index Party shall have any liability with respect to any Product, nor any liability for any loss relating to any Product, whether arising directly or indirectly from the use of the Index, its methodology, or otherwise. Plus, 5 Videos To Help You Decide If They Are Right For You. Available for contracts issued prior to February 3, 2020 only. . For index availability, refer to the applicable Product Guide, Certificate of Disclosure or Prospectus. The Product is not sponsored, endorsed, sold or promoted by Nasdaq, Inc. or its affiliates (Nasdaq, with its affiliates, are referred to as the Corporations). NO INDEX PARTY SHALL HAVE ANY LIABILITY TO ANY PARTY FOR ANY ACT OR FAILURE TO ACT BY THE INDEX PARTIES IN CONNECTION WITH THE DETERMINATION, ADJUSTMENT OR MAINTENANCE OF THE JANUS SG MC INDICES. Widely regarded as the best single gauge of large-cap U.S. equities, the S&P 500captures approximately 80% of available market capitalization. 100% of your money is working for you from day one. Here are three other retirement planning options you should consider. Complete the form below and get the answers you need within 24 hours. Some North American fixed index annuities include an immediate premium bonus after signing up. Segment Options: Segment Options include Buffer Segment Options and a Fixed Segment Option, each with a Segment Term Period. MSCI AND THE MSCI INDEX NAMES ARE SERVICE MARK(S) OF MSCI OR ITS AFFILIATES AND HAVE BEEN LICENSED FOR USE FOR CERTAIN PURPOSES BY ATHENE ANNUITY AND LIFE COMPANY. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL THE CORPORATIONS HAVE ANY LIABILITY FOR ANY LOST PROFITS OR SPECIAL, INCIDENTAL, PUNITIVE, INDIRECT, OR CONSEQUENTIAL DAMAGES, EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES. Furthermore, while the volatility control applied by CIBC as part of the index methodology may result in less fluctuation in rates of return as compared to indices without volatility controls, it may also reduce the overall rate of return for products referencing the Index as compared to other indices not subject to volatility controls. Fixed indexed annuity. THE INDEX PARTIES MAKE NO REPRESENTATION OR WARRANTY WHATSOEVER, WHETHER EXPRESS OR IMPLIED, AND HEREBY EXPRESSLY DISCLAIM ALL WARRANTIES (INCLUDING, WITHOUT LIMITATION, THOSE OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE), WITH RESPECT TO THE JANUS SG MC INDICES OR ANY DATA INCLUDED THEREIN OR RELATING THERETO, AND IN PARTICULAR DISCLAIM ANY GUARANTEE OR WARRANTY EITHER AS TO THE QUALITY, ACCURACY, TIMELINESS AND/OR COMPLETENESS OF THE JANUS SG MC INDICES OR ANY DATA INCLUDED THEREIN, THE RESULTS OBTAINED FROM THE USE OF THE JANUS SG MC INDICES AND/OR THE COMPOSITION OF THE JANUS SG MC INDICES AT ANY PARTICULAR TIME ON ANY PARTICULAR DATE OR OTHERWISE. Personal, Traditional IRA, Roth IRA, SEP-IRA, SIMPLE-IRA, 403(b). EquBot and HSBC shall not have any liability with respect to a fixed indexed annuity in which an interest crediting option is based on the AiPEX Index and are not liable for any loss relating to the fixed indexed annuity, whether arising directly or indirectly from the use of the AiPEX Index, its methodology, any AiPEX Mark or otherwise. The Products are not sponsored, endorsed, sold or promoted by Barclays and Barclays makes no representation regarding the advisability of the Products or use of the Index or any data included therein. None of CIBC, Bloomberg, Siegel and WisdomTree or any other third-party licensor (collectively, the Index Parties) to CIBC is acting, or has been authorized to act, as an agent of Athene or has in any way sponsored, promoted, solicited, negotiated, endorsed, offered, sold, issued, supported, structured or priced any Products or provided investment advice to Athene. We create opportunities for your clients and for you with competitive annuity solutions for accumulation, income, protection and legacy. S&P: A. Moody's: A1. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. Athene BCA 2.0 Fixed Indexed Annuity Strengthen Your Growth Potential BCA 2.0 offers a unique growth opportunity for your retirement savings. You might hear fixed annuities also called CD-like annuities or multiple-year guarantee annuities (MYGA's). CIBC, Jeremy Siegel (Siegel), senior research advisor to WisdomTree Investments, Inc. (WisdomTree), and WisdomTree each contributed to the development of the index without considering the needs of Athene or any annuitant. RILA Athene Skip to contentIndividualsProfessionals Institutions Institutions The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. You might hear fixed annuities also called CD-like annuities or multiple-year guarantee annuities (MYGA's). FURTHER, NONE OF THE MSCI PARTIES MAKES ANY EXPRESS OR IMPLIED WARRANTIES OF ANY KIND, AND THE MSCI PARTIES HEREBY EXPRESSLY DISCLAIM ALL WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO EACH MSCI INDEX AND ANY DATA INCLUDED THEREIN. Please contact us to receive the latest brochure. The index manages to a 6% daily volatility target.1, A dynamic and diversified index from a global banking powerhouse. NEITHER HSBC NOR EQUBOT OR THEIR SUPPLIERS, MAKES ANY REPRESENTATION OR WARRANTY, AND EACH OF HSBC AND EQUBOT AND THEIR SUPPLIERS EXPRESSLY DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THOSE REGARDING (I) MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE, OR (II) THE ADVISABILITY OF ANY PERSON INVESTING IN THE FIXED INDEXED ANNUITY. Athene Performance Elite Plus 10 - AnnuityAdvantage If you pass away before the end of your annuity contract, your beneficiaries will receive the accumulated policy value. This website contains highlights only. THE CORPORATIONS MAKE NO WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY BOFAS, OWNERS OF THE PRODUCT, OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE NASDAQ-100 INDEX AND NASDAQ FC INDEX OR ANY DATA INCLUDED THEREIN. Rebalanced daily.1, Citi designed this index to seek more consistent returns through changing market environments. Bloombergs association with CIBC is to act as the administrator and calculation agent of the Index, which is the property of CIBC. Rate changes effective 4/28/2023. Additionally, Athene as issuer or producer of the Products may for itself execute transaction(s) with Barclays in or relating to the Index in connection with the Products. 10. The annuities are issued by Athene Annuity and Life Company, a subsidiary of Athene. Value stock sector rotation strategy Discover why a registered index-linked annuity may be an important part of your retirement financial strategy. A bonus annuity is a type of annuity that pays out an additional sum of money, or bonus, at some point now or in the future. The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. Morningstar Index Athene Annuity and Life Company's Products are not sponsored, endorsed . Strives to deliver stable, risk-adjusted returns in all environments. EquBot, HSBC and Solactive shall not have any liability with respect to a fixed indexed annuity in which an interest crediting option is based on the AiMAX Index and are not liable for any loss relating to the fixed indexed annuity, whether arising directly or indirectly from the use of the AiMAX Index, its methodology, any AiMAX Mark or otherwise. Registered Index-Linked Annuities (RILAs). MSCI EAFE Index THIS PRODUCT IS NOT SPONSORED, ENDORSED, SOLD OR PROMOTED BY MSCI INC. (MSCI), ANY OF ITS AFFILIATES, ANY OF ITS INFORMATION PROVIDERS OR ANY OTHER THIRD-PARTY INVOLVED IN, OR RELATED TO, COMPILING, COMPUTING OR CREATING ANY MSCI INDEX (COLLECTIVELY, THE MSCI PARTIES). They want an efficient business model that provides a strong capital base for their policyowners. This material is a general description intended for general public use. CIBC has engaged Bloomberg Finance L.P. (Bloomberg) to maintain and to make certain calculations related to the Index. The Nasdaq FC Index applies this capability to the stocks in the Nasdaq-100. Athene Amplify 2.0 RIA II (01/22) or state variation is issued by Athene Annuity and Life Company, West Des Moines, IA, and distributed by its affiliate Athene Securities, LLC, West Des Moines, IA, member FINRA/SIPC, a registered broker-dealer. Fixed index annuity review and rates Athene Accumulator 5 . All guarantees are backed by the claims-paying ability of the insurance company. BofASs only relationship to Athene Annuity and Life Company (Licensee) is the licensing of certain trademarks and trade names and the Index or components thereof. Harness positive momentum with this global, multi-asset index designed to track the performance of asset classes including emerging market equities, gold and real estate. Registered Index-Linked Annuities | Athene Pursue growth opportunities with a level of protection from market risk. For example, if . Find value on a global scale with a strategy designed by Yale Professor Robert Shiller. Neither RSBB-I, LLC nor Robert J. Shiller or any of their respective partners, employees, subcontractors, agents, suppliers and vendors (collectively, the Protected Parties) shall have any liability whether caused by the negligence of a Protected Party or otherwise, for any errors, omissions, or interruptions therein, and make no warranties, express or implied, as to performance or results experienced by any party from the use of any information included therein or upon which it is based, and expressly disclaim all warranties of merchantability or fitness for a particular purpose with respect thereto, and shall not be liable for any claims or losses of any nature in connection with the use of such information, including but not limited to, lost profits or punitive or consequential damages, even if RSBB-I, LLC, Robert J. Shiller or any Protected Party is advised of the possibility of same. Annuity Resources, LLC is a licensed fixed annuity producer in most states. Stop: Over 30 Tips You Should Know Before Buying An Annuity. Rate Changes - Athene Purchasers of any Product neither acquire any interest in the Index nor enter into any relationship of any kind whatsoever with any of the Index Parties. ATHENE CHOICE SERIES INDEX ANNUITIES ISSUE AGE MINIMUM INITIAL PREMIUM INTEREST RATE FEATURES (Check for indexed account state availability) WITHDRAWAL CHARGE (%) FEATURES ATHENE Enhanced Choice 8SM Fixed Index Annuity (SPDA) - AN3021 & ANR3000 (05-09) & ANR3001 (05-09) 0-80 Q 0-80 NQ Losses in excess of the Buffer Rate will reduce your Segment Value. We could earn a higher commission based on sales volume and taking a more active role in the application process. The fixed indexed annuity is not, in whole or in part, sponsored, structured, priced, endorsed, offered, sold, issued or promoted by EquBot, HSBC, Solactive or any of their affiliates. No Index Party is a fiduciary or agent of any purchaser, seller or holder of a Fixed Indexed Annuity. to become a significant player in the annuity markets. This index identifies the best values with strongest momentum among equities in the U.S., Eurozone and Japan and includes them in a multi-asset allocation with bonds and commodities designed to create an opportunity for stable appreciation through a variety of market environments. How Good a Deal Is an Indexed Annuity? - Investopedia By bringing these two innovative index options to our fixed indexed annuity . Athene Ascent Pro 10. A.M. Best: A. Fitch: A+. 3 retirement options to consider aside from a 401(k), Youre comfortable with financial risk, but you want a portion of your retirement savings to have a, You want the risk you do accept to translate into. Please work with a qualified specialist. 20 Annuity Calculators - Calculate How Your Annuity Will Grow Athene is driven to deliver innovative fixed and fixed indexed annuities that help you win your market. A volatility feature targets a volatility level of 20%. CIBC is not the issuer of the Products and its sole contractual relationship with Athene is to license the Index and the CIBC Marks to Athene. While your money is not invested directly in the index, you receive Segment Credits based partly on how the index performs. The rate is locked for 60 days from the date of application. They may offer an annuity to you for sale.
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